CORE STATED INCOME PROGRAM
* STATED Income / Verified Assets * NO TAX RETURNS * LTV 70% * 25 Year FIXED Rate with NO BALLOON * Rates as low as 7.75% * FICO 575 and up * Loan Amounts 50K – 400K * Purchase, Rate and Term and Limited Cash out * Investment Property or Owner Occupied * Close in 3 Weeks
CORE BRIDGE LENDING PROGRAM
* LTV up to 70% * 12 & 24 month Terms * Aggressive Rates * FICO 620 (600 with exceptions) * Loan Amounts 500K to 50M * Interest Only Payments * Can close in 30 days * NO PREPAYMENT PENALTY
SBA 504 – Purchases Only
* Max LTV 90% * 25 Year Amortization * Rates as LOW as 5.94% * FICO 660 and up * Loan Amounts * 500,000 – 6,500,000 * Purchase only * NO BALLOON Payment * Let the borrower keep more of their cash for working capital during their expansion * Loan is ASSUMABLE
SBA 7A
* Must be Owner Occupied at 51%+ * LTV 80% * 15/20/25 Year Term * Rates at Prime plus 250 Bps * FICO 600+ * Loan Amounts 250K – 2M * NO BALLOON PAYMENT * Loan is ASSUMABLE
FULL DOC CONVENTIONAL
* Max LTV 70%, CLTV of 85% * 25 Year Amortization * Rates as low as 5.25% * FICO 660+ * Loan Amounts 100,000 – 18,000,000 * Purchase, Rate and Term and Limited Cash out * 25 Year Amortization * Non-Recourse Available *
ELITE STATED
* Stated Income / Verified Assets * LTV 80% * Rates as low as 6.42% * 30 Year Amortization * FICO 680+ * Loan Amounts 750,000 – 5M * Purchase, Rate and Term and Limited Cash out
FOREIGN NATIONAL
* LTV 65% * 25 Year Amortization * NO BALLOON * Loans of 350K – 4.5M * Pre Pay 2% for 3yrs. * Blanket Loans OK